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Health Insurance |
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<
www.nhic.or.kr > |
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This information on national health
insurance services will come in very handy during your stay in Korea.
All foreigners residing in Korea will be covered on the same voluntary basis
as as Korean nationals by the National Health Insurance upon payment of
contribution. |
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Information on National Health Insurance coverage
for foreigners |
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What is National Health Insurance?
The National Health Insurance Corporation (NHIC), is the only public insurer
managing National Health Insurance under the supervision of the Ministry
of Health & Welfare. Those insured by NHI can be categorized as the
employee insured and the selfemployed insured. The NHI is the system through
which the contributions made by the insured persons are consolidated into
a fund and insurance benefits are provided upon their need.
The system aims to share the burden among the insured persons and provide
medical services.
Conditions for enrollment
Those who have registered as foreigners at the Immigration Bureau and
meet one of the following conditions can apply for enrollment into national
health insurance at the NHIC.
 Employee insured:
Those who are the employers or the employees of workplaces
Self-employed
insured:
Those who excluded from the employee insured and have one of following
residence
status: F-2, F-4, D-1~9, E-1~5, E-7~8, F-1 (spouses and children of Korean
nationals) and the spouses and children under 20 years of age of foreigners.
Enrollment procedures and required documents
For the employee insured:
Foreign workers shall submit an application for enrollment to the employer
o f the work place who is responsible for remitting the application to
our office with the required documents. The enrollment is retroactive
to the date he/she was first employed.
For the self-empolyed insured:
A foreigner shall submit an application for enrollment with the certificate
of alien registration and passport to the nearest NHIC office in his/her
residential area. The enrollment is retroactive to the date he/she registered
his/her residence in Korea.
.Imposition of contributions and payment
For the self-empolyed insured:
The contribution amount for those who have income shall be calculated
by the monthly income contribution rate」and for those who have no income
shall be the amount of the average monthly contributions of the self-empolyed
in preceding year. The duty of the payment is retroactive to the date
he/she registered his/her residence in Korea.
For foreign students:
30% of the contribution can be reduced and the contributions shall be
paid in advance in three month units. However, foreigners who have F-1
or F-2 residence status shall pay the contribution amount calculated by
the same imposition standard for Korean nationals on a monthly basis.
Insurance benefits
The benefit package for foreigners is the same as that for Korean Nationals.
When the insured person and his/her dependents, whether they are foreigners
or Korean nationals, receive health care service at the health care facilities,
they have to pay only the following amounts:
For treatment at hospitals and medical clinics: 20%~50% of the total charges
applicable by NHI For prescription drugs filled at the pharmacy: 30% of
the total charges applicable by NHI |
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Life Insurance |
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Guidelines for foreigners |
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Covers foreigners who live in Korea and have a certificate of alien registration (Prudential Insurance, presently they have no information available in English, but they will issue a certificate with details of an insurance contract written in English.) |
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Major Life Insurance
Companies |
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